Methods for transferring Apple Cash to a debit card or bank account

Your Apple Cash balance can grow over time, whether you earn Daily Cash by using your Apple Card or receive payments from others via Apple Pay. While you may use Apple Cash to make specific purchases, you may opt to transfer the funds elsewhere. We’ll teach you how to transferring Apple Cash from your iPhone or iPad to a bank account or debit card so you may spend it or store it for a rainy day.

Important information about Transferring Apple Cash

Apple Cash may be transferred in two ways.

• First, you can transfer the funds to a bank account, which takes one to three working days.
• Second, you may use Instant Transfer to send the funds to an approved Visa or Mastercard debit card, which takes roughly 30 minutes
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There are a few variables and constraints to consider when transferring Apple Cash to your bank account or debit card.

• Fees: There are no fees associated with moving Apple Cash to a bank account within one to three business days. If you select the Instant Transfer (30-minute) debit card option, you will be charged a 1.5 percent fee, with a minimum of $0.25 and a maximum of $15. This charge is automatically taken from the transfer amount.
• Limits: You can send a minimum of $1 or your full amount if less than $1, a maximum of $10,000 per transfer, and a maximum of $20,000 in seven days. The minimum amount is the same if you are an Apple Cash Family member, however, you may only send up to $2,000 in each transfer and $4,000 in seven days. You can only transfer funds to a bank account in the U.S. or a debit card issued in the U.S. If you’re unsure if your debit card is eligible, check with your card issuer.
• Minors: Children under the age of 13 can transfer Apple Cash to a bank account; however, teens aged 13 and above can transfer monies to a bank account or debit card.

It merely takes a few touches to transfer dollars from Apple Cash to your bank account.

How to Deposit Money into a Bank Account Using Apple Cash

• To begin, grab your iPhone or iPad and do one of the following:
  • On iPhone: Select your Apple Cash card in the Wallet app. Tap More (three dots) and then select Transfer to Bank.

• • On iPad: Open the Settings app, navigate to Wallet & Apple Pay, and then choose your Apple Cash card. Select Transfer to Bank.

• Enter the transfer amount and then press the Next button.
• Select 1 – 3 Business Days and then tap Transfer.

• Confirm your transfer and, if required, enter your passcode, Face ID, or Touch ID.

Within one to three business days, the money should be in your bank account.

How to Use a Debit Card to Send Apple Cash

If you want, you can get the funds within 30 minutes if you use an Instant Transfer to your debit card. The methods are much the same, except that you can select the debit card if you have more than one.

• On your iPhone or iPad, repeat Steps 1 and 2 to select Transfer to Bank, input the amount, and then hit Next.
• Select Instant Transfer.

• • For the transfer, you’ll see the last four digits of your debit card number, but you may modify this in the following step. The appropriate transfer charge is also shown.
• Tap Transfer and confirm the card, or change it in the pop-up at the bottom.
• Confirm your transfer and, if required, enter your passcode, Face ID, or Touch ID.

Within 30 minutes, the money should be added to your debit card.

Can’t Get Apple Cash to Load on Your Debit Card or Bank Account?

If you are having trouble transferring Apple Cash to your bank account or debit card, follow the steps below to resolve the issue.

Make certain that:

• Your iOS or iPadOS version is current.
• Apple Pay is compatible with your iPhone or iPad.
• You’re connected to the internet via Wi-Fi or your cellular network.
• You’re transferring to a U.S. bank account or a U.S.-issued approved debit card.
• For an Instant Transfer, your billing address must match the address on your debit card.
• You enter a value that is within the transfer limit.

Try your transfer again once you’ve corrected any or all of the above. If you continue to have problems, you may need to verify your identification for a bank transfer or contact Apple Support for assistance.

Is it time to pay off your debt?

Perhaps you want to use your Apple Cash to pay a bill, withdraw cash from an ATM, or save it in your savings account. Regardless of your plans, you may effortlessly transfer Apple Cash to a bank or debit card.